Payzum is a non-custodial crypto payment processor that allows merchants to accept crypto payments online or at the counter.

Overview

Payzum is a stablecoin-first payment processor that supports multiple cryptocurrencies, including USDC, USDT, and other crypto assets. It enables merchants to receive payments directly into their own wallets, without the need for intermediaries.

Key Features

• Non-custodial: Payzum never holds or controls merchants' funds
• Multi-chain support: Payzum supports multiple blockchain networks, including Bitcoin, Ethereum, Solana, and more
• Auto-conversion: Payzum allows merchants to auto-convert incoming payments to stablecoins for volatility protection

How It Works

1. Merchants create a Payzum account and connect their wallets
2. Customers make payments using a payment link, hosted checkout, or point-of-sale
3. Payments are settled directly into the merchant's wallet, minus a 0.5% fee

Benefits

• Merchants have full control over their funds
• No chargebacks or disputes
• Fast settlement times

Use Cases

• E-commerce businesses
• In-person merchants
• Online service providers

Integrations

Payzum has integrations with various e-commerce platforms, including WooCommerce, Shopify, and Magento

Pricing Overview

Payzum charges a 0.5% fee per processed sale, deducted from the amount received. Network gas fees are separate and usually cost a few cents on supported networks.